MORTGAGE - 1894 (Lonan)

Know all men by these presents that Thomas Joseph Mylroi of Ballacosney in the parish of Lonan, farmer, is held and firmly bound unto Daniel Mylroi of Laxey Glen in the said parish of Lonan in the principal sum of ten pounds sterling to the payment whereof with interest thereon at the rate of five per cent per annum such interest to be paid yearly and all costs and charges attending these presents well and truly to be made unto the said Daniel Mylroi, his executors, administrators and assigns the said Thomas Joseph Mylroi binds and obliges himself, his executors and administrators firmly by these presents and for the further and better security of the said Daniel Mylroi in these presents:

Further know ye that the said Thomas Joseph Mylroi and Elizabeth Mylroi his wife have given, granted, and passed over in security and by these presents do give, grant, transfer and pass over in security unto the said Daniel Mylroi all and singular the whole of their lands and premises of Ballacosney situate in the parish of Lonan to have and to hold the same unto the said Daniel Mylroi until the said sum of ten pounds, with all interest, costs and charges aforesaid be fully paid off and discharged, provided always that the said principal money shall not be paid off or called in unless the party requiring to call in or pay off the same shall give three calendar months previous notice in writing to the other party and that such notice when given by one party shall operate for the benefit of the other party. And for the true and faithful performance hereof the said Thomas Joseph Mylroi and Elizabeth Mylroi his wife hereby bind and oblige themselves, their executors, administrators and assigns firmly by these presents. In witness whereof the parties hereto have hereunto subscribed their names this the twenty-fifth day of June in the year one thousand, eight hundred and ninety-four (1894). Thomas Joseph his X mark Mylroi, Elizabeth Mylroi

Signed and delivered in presence of John T. Cowin, John Callow

At Douglas 27th June 1894 John Thomas Cowin one of the witnesses to the foregoing Deed and who is known to me made oath that Thomas Joseph Mylroi and Elizabeth Mylroi duly executed the same in his presence and presence of John Callow the other witness thereto the same having been previously read over to Thomas Joseph Mylroi before putting his cross mark thereto. Before me Samuel Harris, High Bailiff of Douglas

Registry Office for Deeds 27 June 1894 I certify that the foregoing Deed was this day at the hour of eleven o’clock forenoon received by me at this Office for the purpose of being registered and recorded according to law and that the same is duly registered, recorded and entered in the Requisition Book twelve, page 365, No. 4735. Frank J. Johnson, D. Reg

[Ref: June 1894 #42 Lonan]


  1. ALIA COLBY - Ballacosney (2)
  2. Thomas Joseph b1840 was the only son of Joseph Mylroie & Margaret Kinread who held Ballacosney Farm in Lonan
  3. He married Elizabeth Kneale in 1889 in Onchan when he was almost 50 years of age
  4. They had two children: Margaret Ann (1890) & Thomas Joseph jnr (1896)
  5. This was the third mortgage over his estate that Thomas Joseph took. They all eventually ended up in the hands of Daniel Mylroi
  6. Daniel Myloi, the lender, was the second cousin of Thomas Joseph. He was a very successful businessman in Lonan, having started out as a boot & shoe maker
  7. When he died in 1899, Daniel left the three Ballacosney mortgages to his Cannell grand daughters who sued for settlement after Thomas Joseph snr died in 1906
  8. The family of Thomas Joseph subsequently separated and went into service: wife Elizabeth was working as a housekeeper in 1911, daughter Margaret Ann as a servant, and son Thomas Joseph jnr as a farm labourer. Ballacosney Farm was no longer occupied by Thomas Joseph's family
  9. One of the witnesses to this current mortgage was Joseph Cannell, son-in-law to Daniel Mylroi
  10. Margaret Ann married John Hughes in Liverpool in 1919

Associated Documents

Last updated: Jan 2017