MORTGAGE - 1897 (Lonan)

Know all men by these presents that Thomas Joseph Mylroi of Ballacosney in the parish of Lonan, farmer, is held and firmly bound unto Daniel Mylroi of Laxey Glen in the said parish of Lonan in the principal sum of forty-two pounds sterling to the payment whereof with interest thereon at the rate of five per cent per annum such interest to be paid yearly and all costs and charges attending these presents and any assignment or asignments thereof well and truly to be made unto the said Daniel Mylroi his executors, administrators and assigns the said Thomas Joseph Mylroi binds and obliges himself, his executors and administrators firmly by these presents and for the further and better security of the said Daniel Mylroi in the premises:

Further know ye that the said Thomas Joseph Mylroi and Elizabeth Mylroi his wife have given, granted, and passed over in security and by these presents do give, grant, transfer and pass over in security unto the said Daniel Mylroi all and singular certain lands and premises called Ballacosney situate in the said parish of Lonan owned and occupied by Thomas Joseph Mylroi to have and to hold the same unto the said Daniel Mylroi until the said sum of forty-two pounds, with all interest, costs and charges aforesaid be fully paid off and discharged provided always and it is hereby declared that in case the interest arising under these presents be paid as it becomes due or within two calendar months thereafter but not otherwise then the same shall be reduced to and be paid and received at the rate of four and a half per cent per annum provided also that the said principal money shall not be paid off or called in unless the party requiring to call in or pay off the same shall give three calendar months previous notice in writing to the other party and that such notice when given by one party shall operate for the benefit of the other party. And for the true and faithful performance hereof the said Thomas Joseph Mylroi and Elizabeth his wife hereby bind and oblige themselves, their executors, administrators and assigns firmly by these presents. In witness whereof the parties hereto have hereunto subscribed their names this first day of November in the year one thousand, eight hundred and ninety-seven. Thomas Joseph his X mark Mylroi, Elizabeth Mylroi

Signed and delivered in presence of Joseph Cannell, John T. Cowin, Laxey

At Douglas Isle of Man 10 November 1897 John Thomas Cowin one of the subscribing witnesses to the execution of the foregoing Deed (who is known to me) made oath on the Holy Evangelist that Thomas Joseph Mylroi and Elizabeth Mylroi the executing parties thereto duly signed and executed the same in deponent’s presence and in presence of Joseph Cannell the other subscribing witness thereto, the said Deed having been previously read over to said parties. Before me Frank J. Johnson, D. Reg of Deeds

Registry Office for Deeds 10 Nov 1897 I certify that the foregoing Deed was this day at the hour of ten o’clock forenoon received by me at this Office for the purpose of being registered and recorded according to law and that the same is duly registered, recorded and entered in the Requisition Book thirteen, page 272, No. 3525. Frank J. Johnson, D. Reg

[Ref: Nov 1897 #42 Lonan]


  1. COLBY - Ballacosney (2)
  2. Thomas Joseph b1840 was the only son of Joseph Mylroie & Margaret Kinread who held Ballacosney Farm in Lonan
  3. He married Elizabeth Kneale in 1889 in Onchan when he was almost 50 years of age
  4. They had two children: Margaret Ann (1890) & Thomas Joseph jnr (1896)
  5. This is the third mortgage that Thomas Joseph took over Ballacosney, all of which ended up in the hands of Daniel Mylroi
  6. Daniel Myloi, the lender, was the second cousin of Thomas Joseph. He was a very successful businessman in Lonan, having started out as a boot & shoe maker
  7. When he died in 1899, Daniel left the three Ballacosney mortgages to his Cannell grand daughters who sued for settlement after Thomas Joseph snr died in 1906
  8. The family of Thomas Joseph subsequently separated and went into service: wife Elizabeth was working as a housekeeper in 1911, daughter Margaret Ann as a servant, and son Thomas Joseph jnr as a farm labourer. Presumably Ballacosney Farm was no longer occupied by Thomas Joseph's family
  9. Margaret Ann married John Hughes in Liverpool in 1919

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Last updated: Jan 2017